A-pay Documentation

About A-pay Platform

A-pay.one is an online service designed for making secure money transfers between the Client of the service and Users of the Client's resource (Customer).

Advantages of Service A-pay.one​

  • Fast and easy integration into web-resources, which allows to accept e-payments in multiple currencies via A-pay payment gateway or h2h method;
  • To ensure Customer’s safety and preserve their private funds, the Service does not contain or store User’s personal data. Transaction requests are signed with a private key with the use of encryption algorithms;
  • Acceptance of P2P and P2C payments;
  • No holds or rolling reserves;
  • Convenient statistics in Customer’s Personal Account;
  • Connecting to any business area: online shops, edtech, betting, trading, gambling, etc;
  • Instant depositing of money, clear and simple money transfer process;
  • Multilingual technical support, 24/7;
  • Auto Withdrawals.
If you want work with us - contact A-pay now!

What you can do with our API

Accept payments from users

Through various payment systems. We currently provide payment systems in these countries:
  • UPI - real-time payment system in India that facilitates instant fund transfers and payments between banks through mobile devices. It allows users to link multiple bank accounts to a single mobile application, providing a seamless and convenient way to perform transactions. UPI has become a widely used platform for digital payments, offering simplicity and efficiency in financial transactions.
  • Paytm - payment system that allows users to make transactions, pay bills, recharge mobile phones, book tickets, and more through its mobile app. One of the key features of Paytm is its digital wallet, which users can load with money and then use for various transactions without the need for physical cash. Overall, Paytm plays a significant role in the digital payment ecosystem in India.
  • PhonePe - mobile application and digital payments platform in India. It supports Unified Payments Interface (UPI) for instant fund transfers between bank accounts. Users can use PhonePe for mobile recharges, bill payments, online shopping, and it also offers a digital wallet feature. It has become popular for its versatility in facilitating various financial transactions through smartphones.
  • bKash - mobile financial service in Bangladesh that allows users to perform various transactions through their mobile phones. bKash has contributed to financial inclusion by providing a convenient and accessible platform for digital financial transactions in Bangladesh.
  • Nagad - mobile financial service in Bangladesh that provides users with a platform for various financial transactions through their mobile phones. Users can link their mobile numbers to create a Nagad account, allowing them to store money securely and perform transactions conveniently. Nagad has played a role in promoting financial inclusion by providing accessible digital financial services to a broad range of users in Bangladesh.
  • Upay - digital financial service. Upon receiving the license from Bangladesh Bank, upay started offering a broad range of mobile financial services to people from all walks of life.
  • M-Pesa - mobile money service introduced in Kenya in 2007. M-Pesa has played a significant role in promoting financial inclusion, especially in regions where traditional banking services are less accessible. The service has expanded beyond Kenya and is widely used in various countries, offering a convenient and accessible means of financial transactions through mobile devices.
  • Bank Alfalah - commercial bank based in Pakistan, established in 1997. It provides a range of banking and financial services. The bank also operates internationally and offers digital banking services for online and mobile transactions.
  • Easypaisa - mobile financial services platform in Pakistan, established in 2009. It enables users to perform financial transactions through their mobile phones, including mobile money transfers, bill payments, and the creation of a digital wallet linked to their mobile numbers. Easypaisa has contributed to financial inclusion by providing accessible and convenient financial services, particularly in areas where traditional banking may be less accessible.
  • Payme - modern payment instrument that allows users to conveniently and securely use the Payme service to pay for goods, services and make transfers.
If you have a need to clarify the supported payment systems, please contact our support​

Create deposits for your users

To create a money account on your platform or service.

Withdrawals cash to users

To enable you to not only deposit money on your platform, but also to withdraw.

Settlement cash to your account

To earn profit from your platform or service

Use A-pay Payment Gateway

To ease integration on your website
To get initial access to your Personal Account, contact A-pay technical support​