FAQ

What payment methods are available for different countries?

India

• UPI - a real-time payment system in India that facilitates instant fund transfers and payments between banks through mobile devices. It allows users to link multiple bank accounts to a single mobile application, providing a seamless and convenient way to perform transactions. UPI has become a widely used platform for digital payments, offering simplicity and efficiency in financial transactions.

• Paytm - a payment system that allows users to make transactions, pay bills, recharge mobile phones, book tickets, and more through its mobile app. One of the key features of Paytm is its digital wallet, which users can load with money and then use for various transactions without the need for physical cash. Overall, Paytm plays a significant role in the digital payment ecosystem in India.

• PhonePe - a mobile application and digital payments platform in India. It supports the Unified Payments Interface (UPI) for instant fund transfers between bank accounts. Users can use PhonePe for mobile recharges, bill payments, and online shopping, and it also offers a digital wallet feature. It has become popular for its versatility in facilitating various financial transactions through smartphones.

Bangladesh

• bKash - a mobile financial service in Bangladesh that allows users to perform various transactions through their mobile phones. bKash has contributed to financial inclusion by providing a convenient and accessible platform for digital financial transactions in Bangladesh.

• Nagad - a mobile financial service in Bangladesh that provides users with a platform for various financial transactions through their mobile phones. Users can link their mobile numbers to create a Nagad account, allowing them to store money securely and perform transactions conveniently. Nagad has played a role in promoting financial inclusion by providing accessible digital financial services to a broad range of users in Bangladesh.

• Upay - a digital financial service. Upon receiving the license from Bangladesh Bank, upay started offering a broad range of mobile financial services to people from all walks of life.

Kenya

M-Pesa - a mobile money service introduced in Kenya in 2007. M-Pesa has played a significant role in promoting financial inclusion, especially in regions where traditional banking services are less accessible. The service has expanded beyond Kenya and is widely used in various countries, offering a convenient and accessible means of financial transactions through mobile devices.

Pakistan

• Bank Alfalah - a commercial bank based in Pakistan, was established in 1997. It provides a range of banking and financial services. The bank also operates internationally and offers digital banking services for online and mobile transactions.

• Easypaisa - a mobile financial services platform in Pakistan, established in 2009. It enables users to perform financial transactions through their mobile phones, including mobile money transfers, bill payments, and the creation of a digital wallet linked to their mobile numbers. Easypaisa has contributed to financial inclusion by providing accessible and convenient financial services, particularly in areas where traditional banking may be less accessible.

• JazzCash - a leading mobile wallet and payment solution in Pakistan, allowing users to send money, pay bills, and make online purchases. It’s widely used for quick, convenient, and secure digital transactions.

• NayaPay - a digital payment platform in Pakistan, offering users an e-wallet and debit card. It enables online payments, money transfers, and other financial transactions with ease.

Tunisia

D17 - a tunisian payment system, facilitating secure and reliable electronic transactions, including deposits and withdrawals, for individuals and businesses.

Nepal

• eSewa - a nepal’s first digital wallet, eSewa allows users to make online payments, transfer funds, and pay utility bills. It’s widely adopted for day-to-day transactions in Nepal.

• Khalti - a popular digital wallet in Nepal, Khalti offers services like bill payments, money transfers, and online shopping. It’s known for its user-friendly interface and convenience.

Brazil

PIX - a real-time payment system developed by the Central Bank of Brazil. PIX allows fast and secure money transfers, operating 24/7, and is used extensively for peer-to-peer and business transactions.

Mexico

SPEI - a mexico’s Interbank Electronic Payment System (SPEI), operated by the central bank, allows instant money transfers between banks. It’s widely used for both personal and business financial transactions in Mexico.

Myanmar

• WavePay - a mobile wallet service in Myanmar, WavePay allows users to transfer money, pay bills, and top-up mobile phones. It’s one of the leading digital payment platforms in Myanmar.

• KBZPay – a digital wallet in Myanmar provided by KBZ Bank. It allows users to transfer money, pay bills, recharge mobile phones, and make payments via QR codes.

Cambodia

Wing - a mobile financial service provider in Cambodia, Wing offers banking services, including money transfers, bill payments, and e-commerce payments. It’s known for reaching underbanked communities.

Ethiopia

Chapa – a financial platform in Ethiopia that provides online payment services, money transfers, and e-commerce tools. Chapa focuses on supporting small and medium-sized businesses and promoting financial inclusion in the country.

Sri Lanka

iPay – a digital payment platform in Sri Lanka that allows users to send money, pay bills, and make online purchases. With features like biometric login, real-time bank transfers, and expense tracking, iPay is a convenient and secure solution for everyday financial transactions in Sri Lanka.

Egypt

Digital Wallet – a payment method that uses a mobile phone number. This method allows users to send and receive money instantly through USSD massages or banking apps, offering a fast and convenient way to handle everyday payments.

Argentina

CVU – this method allows users to send and receive money instantly between digital wallets or bank accounts using a CVU (Clave Virtual Uniforme). It’s widely supported by fintech platforms and is commonly used for quick, low-cost transfers between individuals.

Peru

Yape – a mobile wallet in Peru that enables users to send and receive money instantly using a phone number. It is widely used for everyday transactions, bill payments, and online purchases, offering a fast, free, and convenient way to deposit funds.

Paraguay

Bancard — a leading Paraguayan payment system that allows people and businesses to pay and receive money using credit or debit cards, QR-codes or mobile/online payments. It works for in-store purchases, online shopping, bill payments and transfers, offering a fast, secure and convenient alternative to cash or traditional bank transfers.

What types of integration are supported?

1. PP (Payment Page) — available only via the hosted payment page.

2. H2H (Host-to-Host) — available only via direct API integration.

3. All — available via both Payment Page and H2H integration.